Some people see property investment as the only way to build wealth, while others see it as the worst way to do it. The truth is it can be both, as it depends on your individual circumstances and the individual investment [...]
I am often asked how I invest. While I understand the premise of this question, it dismisses the fact everyone is in a different situation. I am in my early 50s (just!!) but thanks to having a young family, I am [...]
Most people want to be financially secure, but they also want the ability to keep doing the things that are most important to them. To be financially secure, unless you are growing a successful business or have inherited the money needed, [...]
We know that our expenses generally fall into one of three categories. Critical – Rates, rent, mortgage, other debts, electricity, gas, insurance and phones. We have a pretty good idea of what these are going to cost. Needs – Food and [...]
You can only reach financial independence when you have more money than you will ever need to meet your future expenses. Most people start by focusing on how they can get the most out of their investments. While this is important, [...]
Continuing to invest when it looks like the market is falling is not easy. Mostly because our inner voice tells us not to buy something when there is a “better” option available. I have noticed over the last few weeks there are [...]
I met with new clients recently, and they said we didn’t need to go through the goals part because they just wanted to “make the most of their money”. That’s great, but having goals is a good way to focus attention on [...]
In the last article I talked about the need to have clear goals, get your cashflow under control, develop a plan to fund your goals, understand risk, and start investing. In this article, I will go through the last five things that [...]
One of the first things we do with clients is get a picture of where they are. There are 10 key areas we believe are critical to achieving financial independence. In this article I will go through the first five. Have [...]
