Don’t just set your goals. Be your goals.
Happy New Year! Last year was good, but here’s to hoping this year will be the best one yet. While 2024 was a good year, it could have been better. By the end of the year, I felt burnt out. My [...]
Are you living your ideal life?
It has been several years since I have taken a proper holiday. In the past, we have made frequent trips to Ireland to visit Fiona’s family, but over the last few years, the death of a loved one, COVID and my personal [...]
Why people should invest in property
Some people see property investment as the only way to build wealth, while others see it as the worst way to do it. The truth is it can be both, as it depends on your individual circumstances and the individual investment [...]
Why I don’t invest in property
I am often asked how I invest. While I understand the premise of this question, it dismisses the fact everyone is in a different situation. I am in my early 50s (just!!) but thanks to having a young family, I am [...]
The most important thing about investing is to start
Most people want to be financially secure, but they also want the ability to keep doing the things that are most important to them. To be financially secure, unless you are growing a successful business or have inherited the money needed, [...]
Are your big expenses stopping you from being financially independent?
We know that our expenses generally fall into one of three categories. Critical – Rates, rent, mortgage, other debts, electricity, gas, insurance and phones. We have a pretty good idea of what these are going to cost. Needs – Food and [...]
Are you spending too much?
You can only reach financial independence when you have more money than you will ever need to meet your future expenses. Most people start by focusing on how they can get the most out of their investments. While this is important, [...]
Investing in a volatile market
Continuing to invest when it looks like the market is falling is not easy. Mostly because our inner voice tells us not to buy something when there is a “better” option available. I have noticed over the last few weeks there [...]
The three benefits of having clear financial goals
I met with new clients recently, and they said we didn’t need to go through the goals part because they just wanted to “make the most of their money”. That’s great, but having goals is a good way to focus attention on [...]