Which business structure should you use? When you start a business it can be daunting, especially when you consider the different things you need to consider. There are the obvious things such as what tools you need, vehicles, premises and staff. [...]

One of the big dilemmas facing young people is whether to follow the Australian dream and buy a home or rent. While this article will look at it from a financial perspective, there are non-financial pros and cons as well. For [...]

Being self-employed certainly has its benefits, but there are also downsides. The immediate ones that come to mind are that you are responsible for everything and don’t always get to draw an income. However, there is also the long-term issue of [...]

You can increase your super balance without making additional contributions If you haven’t already, most of you will soon be receiving your annual super statements. Many people don’t look at them and in some cases they may not make a lot [...]

Last week I wrote about some behavioural things you can do to help your children get on the right financial path from an early age. This week I am going to talk about investing and how starting early can set them [...]

What type of future do you want for your kids? Recently, my wife Fiona and I were chatting about this and interestingly we didn’t think about what jobs they would have or where they would live. Instead, the words that came up [...]

From 1 July 2019, there will be six changes to Superannuation and/or pensions that will impact millions of Australians. The first four are positive and should help people minimise fees and/or increase the amount of super they have. The last two [...]