Investment bonds are often marketed as being a tax effective way of saving for your children or grandchildren. This article explains why they aren’t all they are cracked up to be and for most people you are better off investing in [...]
I am part financial coach, part independent financial adviser, and part sounding board. Having seen the difference to my clients after they have completed my 6-month program, I am on a quest to make positive changes to my life. That is [...]
Estate planning can not only save your loved ones taxes, it can also stop your family fighting over your estate. I was recently speaking to some clients I am taking through our 6 month financial freedom program. To give you some [...]
Is there such a thing as the best Super fund? As you can imagine, I am always getting asked questions about Super. In this article I will answer one of the most frequently asked question about Super - what is the [...]
In the last article I discussed three things that are important to do if you want to help your children out financially. As a reminder, they are spend less than you earn, be mortgage free and invest wisely. This article is [...]
I mostly work with people that either have young children or are planning on having children shortly. Quite rightly, one of the main goals they have is to be able to save for their children’s future. For different people their motivation [...]
Maximise your super - a simple guide This article is about how to maximise your super, in particular minimising fees and having the right investment option in your accumulation super fund. If you are 30, taking an hour or so to [...]
We all want to be living the best life we can. This week I read a book by Norman Lazarus titled The Lazarus Strategy: How to Age Well and Wisely. As a quick background, he is a healthy 84-year-old doctor, research [...]
People do some silly things with money, but most of them are driven by three emotions. Greed, ego and fear. While you can't eliminate your emotions, you can put in place things to mitigate their impact. Greed is responsible for people [...]
