We know that our expenses generally fall into one of three categories. Critical – Rates, rent, mortgage, other debts, electricity, gas, insurance and phones. We have a pretty good idea of what these are going to cost. Needs – Food and [...]
You can only reach financial independence when you have more money than you will ever need to meet your future expenses. Most people start by focusing on how they can get the most out of their investments. While this is important, [...]
In the last article I talked about the need to have clear goals, get your cashflow under control, develop a plan to fund your goals, understand risk, and start investing. In this article, I will go through the last five things that [...]
One of the first things we do with clients is get a picture of where they are. There are 10 key areas we believe are critical to achieving financial independence. In this article I will go through the first five. Have [...]
People looking to create wealth often start by digging into the minutia of different investments. This can become a bit of a rabbit hole as an endless amount of information is available on all the different types [...]
Are you tired of living payday to payday? Do you dream of a life where you have the freedom to do more of what you want? If so, you may be ready to embark on the path to financial independence. In this [...]
Achieving financial independence is easier than most people think, but there are several common mistakes people make. Over the next few articles, I will share some real-life examples that help people address the most common mistakes people make.In my previous article, we [...]
Nearly everyone that comes to me for independent financial advice wants to achieve financial independence. However, everyone defines financial independence differently because everyone wants to live differently. Achieving financial independence is easier than most people think, but there are several common mistakes [...]
Financial independence and retiring early is a dream for many, but all too often it may seem like a mirage – something that is too good to be true. However, with the right mindset, planning, and approach, most people can achieve financial [...]
