This week I have had three separate conversations where people know what they should be doing, but something inside them is holding them back. This is not uncommon, nor unexpected given we have been taught not to talk about money.This article outlines [...]
What are three things you can do to make work optional sooner?A lot has happened in the last 12 months.This time last year, most of Australia was in the middle of lockdown, we were all longing to be able to see our [...]
'Understanding the WHY is like knowing where your destination is before you start your journey. When you understand the WHY, you can then map out the best way to get there.'Last weekend we were going on a small road trip. We were [...]
What is the world coming to? Everything costs way more than it did this time last year. Petrol, electricity and gas prices are going through the roof. Banks are raising their interest rates, so everyone’s mortgage repayments will be higher. Cabbages are [...]
Expect a loss of between 5 and 15%The 2021-22 financial year has not been great for investing.The Australian share market has fallen 11%.The US share market has fallen 9%.The Nasdaq (which includes the US tech stocks) has fallen 17%.Australian property has increased [...]
I am mostly a glass half full type of person. However, last year my resolve was severely tested. The first half of the year was spent losing weight, exercising more than I had in the previous five years, and feeling healthy. The [...]
Making the most out of your super and minimising the amount of tax you pay is really important when it comes to securing your financial future. However, the next strategy is to be investing correctly. At its most basic, investing is where [...]
Why put money into super when you can’t touch it until I retire?It all comes down to one word, tax.Australia is a lucky country. Our health system is the third best in the world. Every child has access to a free education. [...]
Super is arguably the most important part of your financial plan. Before your eyes glaze over, it is not as complicated as you think and making some changes now could add $300,000 or more to your retirement nest egg in the next [...]
