“We cannot speak for the whole industry, but from our perspective as independent financial advisers, it is nearly always the strategic advice and emotional support we provide that is of the most importance and has the biggest impact on our clients’ [...]
One of the best things about my job is getting to work with and help people from all walks of life.There are doctors, lawyers, tradies, nurses, teachers, and retail workers. There are business owners working 80-hour weeks, people working full-time, part-time or [...]
This week I have had three separate conversations where people know what they should be doing, but something inside them is holding them back. This is not uncommon, nor unexpected given we have been taught not to talk about money.This article outlines [...]
What are three things you can do to make work optional sooner? A lot has happened in the last 12 months. This time last year, most of Australia was in the middle of lockdown, we were all longing to be able [...]
'Understanding the WHY is like knowing where your destination is before you start your journey. When you understand the WHY, you can then map out the best way to get there.' Last weekend we were going on a small road trip. [...]
What is the world coming to? Everything costs way more than it did this time last year. Petrol, electricity and gas prices are going through the roof. Banks are raising their interest rates, so everyone’s mortgage repayments will be higher. Cabbages [...]
Expect a loss of between 5 and 15% The 2021-22 financial year has not been great for investing. The Australian share market has fallen 11%. The US share market has fallen 9%. The Nasdaq (which includes the US tech stocks) has [...]
I am mostly a glass half full type of person. However, last year my resolve was severely tested. The first half of the year was spent losing weight, exercising more than I had in the previous five years, and feeling healthy. [...]
Making the most out of your super and minimising the amount of tax you pay is really important when it comes to securing your financial future. However, the next strategy is to be investing correctly. At its most basic, investing is where [...]
