Making work optional sooner
What are three things you can do to make work optional sooner?A lot has happened in the last 12 months.This time last year, most of Australia was in the middle of lockdown, we were all longing to be able to see our [...]
Why you are investing is more important than what you invest in
'Understanding the WHY is like knowing where your destination is before you start your journey. When you understand the WHY, you can then map out the best way to get there.'Last weekend we were going on a small road trip. We were [...]
Three things to do when the market is falling
What is the world coming to? Everything costs way more than it did this time last year. Petrol, electricity and gas prices are going through the roof. Banks are raising their interest rates, so everyone’s mortgage repayments will be higher. Cabbages are [...]
Why your super will lose money this year
Expect a loss of between 5 and 15%The 2021-22 financial year has not been great for investing.The Australian share market has fallen 11%.The US share market has fallen 9%.The Nasdaq (which includes the US tech stocks) has fallen 17%.Australian property has increased [...]
Personal insurance – do you have enough?
I am mostly a glass half full type of person. However, last year my resolve was severely tested. The first half of the year was spent losing weight, exercising more than I had in the previous five years, and feeling healthy. The [...]
Are you investing properly?
Making the most out of your super and minimising the amount of tax you pay is really important when it comes to securing your financial future. However, the next strategy is to be investing correctly. At its most basic, investing is where [...]
Are you paying too much tax?
Why put money into super when you can’t touch it until I retire?It all comes down to one word, tax.Australia is a lucky country. Our health system is the third best in the world. Every child has access to a free education. [...]
How to create a financial plan in your 40s – Super
Super is arguably the most important part of your financial plan. Before your eyes glaze over, it is not as complicated as you think and making some changes now could add $300,000 or more to your retirement nest egg in the next [...]
How to create a financial plan in your 40s – Part 2
In my first blog on how to create a financial plan in your 40s, I covered the fact that the starting point for any plan is knowing where you want to go and what you want to do.Here, I will cover the [...]