


Independent financial advice
helping busy families and professionals make smart financial decisions
Control. Certainty. Confidence.
Why independent financial advice
As independent financial advisers, Phil and Naomi have designed their practice, so they can always give you truly independent advice that always puts your best interests first. Our aim is to help you make smart decisions with your money, so you can live the life you want both now and in the future.
Giving you the best strategy and products for your individual circumstances and needs is our core focus. Our independence means:
- you will get 100% back of any commissions we receive
- we do not have a financial connection to any of the investments, super or insurances that we recommend
- we are not limited to what products we can recommend.
Who we help and how
While not everyone fits into all of these categories, the people we help the most are:
- busy families, professionals and business owners that don’t have the time to do the research about what they should do and want to take control of their finances
- people who are happy to let an independent financial adviser show them how they need to set things up and help them put it in place
- those wanting to accelerate their wealth accumulation
- those wanting guidance around when they can stop work.
At Construct Wealth, we are proud to be part of the rare breed of truly independent financial advisers in Australia. Phil and Naomi are founding members of the Profession of Independent Financial Advisers (PIFA) and practice the PIFA Gold Standard of Independence™
Our Personal Guarantee
Your best interest will always be at the core of what we recommend. We will only invite you to join our program, if we genuinely believe we can help.
After engaging us, you will have a clear financial strategy and the confidence that you are doing everything right.
We will uphold the values of being an independent financial adviser, so you are guaranteed independent, unbiased and conflict-free advice.
What Our Clients Say
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