From 1 July 2019, there will be six changes to Superannuation and/or pensions that will impact millions of Australians. The first four are positive and should help people minimise fees and/or increase the amount of super they have. The last two [...]
One of the main questions I get asked is “am I in the right super fund?” My response is usually that the super fund you are in is less important than the investment option you have selected with your current super [...]
Superannuation is simply a way of investing your money to fund your retirement. Employers are required to contribute 9.5% of your salary to your super. The contributions made on your behalf will then be invested in the investment option you have [...]
Do you feel stressed or overwhelmed by your finances? Do you make good money but don’t feel like you’re getting ahead? If you answered yes to either of these questions, the following 10 step plan below will help you regain control. Write [...]
This week we discuss super for the self-employed. The fact is that you are more likely to have less super than if you were an employee. Data from the ABS shows that the self-employed have less money put away for retirement. One [...]
One of the benefits of having your own business is that on top of getting an income, selling it can set you up for a great retirement. If you sell your business for more than what it cost you to buy or [...]
This article is the first in a three-part series about your most significant investment, your business. This week we look at how having a business can give you access to tax-effective financial and business advice. Let's look at two people, Chris and [...]
While we don't talk about death, we shouldn't ignore it. This article highlights why you need to have an up-to-date Will as part of your financial plan. A Will is a legal document that sets out how you want your assets distributed [...]
