CGT Growth vs Income Calculator

Assumptions

Initial Investment

Annual Contribution

Investment Term

Years (max 30)

Inflation / Indexation

% p.a. — applied parcel-by-parcel

Marginal Tax Rate (incl. Medicare)

Final CGT Rate on Real Gain

Investor Profiles

Ian Income

High dividend, low growth

✓ ›

Div Yield %

Growth %

Franking %

Barry Balanced

Equal income and growth

✓ ›

Div Yield %

Growth %

Franking %

Grace Growth

Low income, high growth

✓ ›

Div Yield %

Growth %

Franking %

Ian Income

Retained Value

—

After CGT (sold)

—

Barry Balanced

Retained Value

—

After CGT (sold)

—

Grace Growth

Retained Value

—

After CGT (sold)

—

Portfolio Growth Over Time

Retained value before CGT (hold) vs after CGT (sell) at each year

Annual Breakdown

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Discuss your strategy with us

These projections are illustrative. A Construct Wealth adviser can tailor this to your situation.

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This tool is for educational purposes only and does not constitute personal financial advice. Outputs are projections based on the assumptions entered and should not be relied upon without professional advice. Past performance is not a reliable indicator of future returns. Construct Wealth Pty Ltd AFSL 464629.